Calculators – Ginger Matney

COMING SOON! – Should I Stay Or Should I Go Now?

“Should I stay or Should I Go Now!” – First off, if you aren’t humming that tune, I’m not sure we can be friends… Anyways, the purpose of this comprehensive spreadsheet is to help you figure out if it makes sense to sell or rent out your current home as you look to upgrade to a larger or more expensive home — or even downsize — given the increase in interest rates compared to the time and rate at which you purchased your last home.

CONTACT US NOW and we’ll get you a copy over while we are still testing!

Helpful Calculators

For a full amortization schedule or to calculate how much you will save by making extra principal payments, click here: Amortization Calculator from HSH.

Calculate your mortgage insurance payment here: Mortgage Insurance Calculator

Prepaying your loan can lead to big savings. Find out how much: Mortgage Prepayment Calculator

Rounding your mortgage loan payment up to the next whole-dollar increment can bring big savings, simply, easily and painlessly on your budget. See how much you can save by rounding to the next dollar: Round-Up
Mortgage Calculator

Calculate your Mortgage, Commute or Elevation in the tabs below

Mortgage Calculator Calculate Your Commute Elevation Calculator

Mortgage Calculator

Calculate Your Commute

Elevation Calculator

Calculate an Elevation

Very friendly person! I love the house. Thanks for everything.
James Smith
Ginger was definitely a joy to work with. She was very confident in her advice she gave us and had straight forward answers to the questions we asked. I would recommend her to anybody.
Joe Braun and April Bornhoeft
I’ve been renting from Ginger for almost a year and a half, and it has been the best experience. Any time that something needs to be fixed or tended to, she has it done right away without any trouble on my part. She is easy to work with, always considerate of her tenants, and above all, a star to work with. I personally recommend her to anyone who is looking to rent or buy.
Krystal McAninch
Melani was helpful, prepared, kind, and beyond wonderful to work with. We truly wouldn’t have been able to buy a home without her Hard work and expertise. She went above and beyond with us every step of the way, and I would absolutely recommend Melani to everyone looking to buy or sell.
Brienna Jarrell
I can sincerely say, I would not be sitting in my house today if it wasn’t for Ginger. She worked tirelessly with us, on evenings and weekends to get us into our dream home. She understood what was most important to us in our house goals and delivered on every single aspect. We are forever grateful for Ginger and her team. We could not be happier in the beautiful home we purchased.
Beatriz Rosario Jones
We have purchased multiple homes (both primary and rental properties) with Elevate Real Estate and highly recommend them. The team is incredibly knowledgeable, hard working, and has been the reason we have personally gotten 2 houses (the seller’s agent even told us so). You cannot go wrong with Elevate Real Estate for your personal or rental property needs.
Nicole and Bradley
Ginger is very conscientious and a good listener. She works hard for her clients and is only satisfied when they are. Plus, she is lot of fun and has boundless energy. I am happy to call her my friend.
Daisy Bailey
Ginger and Pam are great to work with. They really listen to what you are looking for and go way beyond the call of duty during the process. I have and will continue to recommend Ginger to friends and colleagues.
Mike Pearson
In the confusing and often overwhelming world of Real Estate it was so reassuring to have Ginger by our side through the entire process of finding and purchasing our new home. She was always available to us no matter what the time or day and always made us feel like we were her only client. We will forever be grateful to Ginger as we believe she is the only reason our dream home became a reality! Thank you!
Laura Pfleghardt
Can’t say enough awesome things about this team of ladies! If it weren’t for their hard work & compassion for what they do I would NOT have my dream home! For any & all future real estate needs Ginger & Elevate will be my only go to!
Darla K. Zwirn
Effective, Honest, Fast Responses! Always knew facts whether I liked them or not. Positive! Brittany’s strength, knowledge and determination gave us strength. We had a very good and special time. She was very helpful! Thank you!
Greg and Betty Truhler
Ginger went above and beyond to help me find my new home. She was tireless and brought a very positive energy and spirit into the search. She was always available to respond to my concerns via phone, text or email. When time was of the essence and Ginger could not be available for a showing, Melani filled in admirably and cheerfully. I wholeheartedly, without reservation, recommend Elevate Real Estate!
Myra McDermed
I enjoyed working with Ginger Matney. She was honest and helpful when it came to any questions I asked about the houses. I would recommend her and use her services again.
Debora Parsons
Melani and Ginger were recommended to us by a friend, and we have not regretted this decision to retain them as our realtors. We placed our home on the market just as interest rates started to go up and the housing market started to cool. Melani and Ginger were tireless in their efforts to keep our house on the front burner, they provided excellent advice and when things did not happen as fast as we would have liked, they were right there with sound encouragement. We would recommend Melani, Ginger, and their team at Elevate Real Estate for anyone’s real…
Scott Boyle
Melani is amazing! As a first time homeowner the buying process was very intimidating. Melani made the process so smooth and stress free. She is amazing at what she does and goes above and beyond. She answered all my questions and made sure I understood everything along the way. I found the perfect home and thanks to Melani’s hard work we had an accepted offer the same day the home went on the market. The realtor on the other side made a comment about how lucky I was to have her and I couldn’t agree more! I will always recommend…
Crystal Corona-Esparza
From Linked In: “Ginger is — bottom line — an outstanding real estate agent. She exudes professionalism, integrity, and personability. Also, being that I was a first time home buyer, she was extremely patient and willing to explain processes that were completely foreign to me.
Jay Stooksberry
Ginger Matney is a realtor that is not interested in selling you a house, but helping you find your perfect home. No pressure, no dragging you to every available house on the market. Ginger provides you with listings meeting your wants and needs and works with you to visit the ones you choose on your schedule. She guides you on your journey to purchase your new home and offers great insight into each property viewed. If you want a trusted professional; choose Ginger Matney as your realtor.
Bill Weeks
I recently purchased my second investment property with Ginger and will continue to use her in the future. Having many rental properties herself, she knows first-hand what’s important and what isn’t. Her knowledge and insight is unmatched in the industry. She takes the time needed and is always happy to answer questions before AND after the sale. If you want a professional, use Ginger!
Grant Gardner
We first met Ginger Matney several years ago. Although we were not ready to purchase real estate at that time, we were very impressed with Ginger’s knowledge and her commitment to her clients. Once we decided we were ready for a larger investment, Ginger was an excellent guide for us. Through the entire process she was honest, open, and sincere. We have never had someone so attentive! Her guidance and advice in regards to our real estate purchases is unmatched.
Cari Lewton and Trevor McManus
The absolute best Realtors in Denver!
Tom DeLyser
I was a first time home buyer in a buyers market and still did not have luck with finding a decent REALTOR! After 2 other REALTORS I found Ginger and I will never go to anyone else! She makes you feel like you are her only client and she works at lightning speed to get you what you want. If you’re not happy, she’s already 3 other options for you! Thanks!
Dion Barela
Ginger and her crew were OUTSTANDING! They had so much patience with me looking through some 80+ houses and my changing requirements. All of them made it come together and found us the house we wanted. I cannot recommend them enough!
McLane Gardner
Ginger Matney was extremely patient and helpful in getting us through the process of purchasing out first house. She worked hard to respond to questions and set up showing as soon as possible. We looked at houses for about 6 months before finding the right one and never felt pressure to hurry up and buy. Ginger was also great about sticking to our budget and did not take us to any places that were outside of our prices range. We talked with other people using different agents who had drastically different experiences and we are very glad we went with…
Brandy & Spencer Logan
Ginger and her team are truly the best of the best. I have bought and sold with her numerous times. She puts her clients needs and best interests first, always. Working with her and her team makes the process so much easier and more seamless. Thanks Ginger, Pamela and Brittany!
Jenna Lucero

More Testimonials