Calculators

Helpful Calculators

For a full amortization schedule or to calculate how much you will save by making extra principal payments, click here: Amortization Calculator from HSH.

Calculate your mortgage insurance payment here: Mortgage Insurance Calculator

Prepaying your loan can lead to big savings. Find out how much: Mortgage Prepayment Calculator

Rounding your mortgage loan payment up to the next whole-dollar increment can bring big savings, simply, easily and painlessly on your budget. See how much you can save by rounding to the next dollar: Round-Up
Mortgage Calculator

Calculate your Mortgage, Commute or Elevation in the tabs below

Mortgage Calculator Calculate Your Commute Elevation Calculator

Mortgage Calculator

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Elevation Calculator

Calculate an Elevation

Ginger and her team are personal and authentic! They truly have your best interest at heart and work hard to provide unmatched expertise on both ends of the buying process.
Anonymous
Ginger has helped us purchase 2 homes in the area. She is a very knowledgeable person in both income property and residential (owner occupied). Ginger’s expertise in these area’s has helped us purchase homes in good areas around Denver. We recommend her professionalism in all aspects of buying a home.
Jim & Denise Morgante
Melani was helpful, prepared, kind, and beyond wonderful to work with. We truly wouldn’t have been able to buy a home without her Hard work and expertise. She went above and beyond with us every step of the way, and I would absolutely recommend Melani to everyone looking to buy or sell.
Brienna Jarrell
“Melani was amazing!Every aspect of our experience was incredible. Her communication was clear, knowledgable and professional.She was personable, warm and friendly, making her so easy to work with. She advocated for us (as we were not locals) and made us feel like we were her only priority. We love our home and highly recommend Melani to anyone looking for a realtor in the area!”
Hannah Meluch
Ginger Matney was extremely patient and helpful in getting us through the process of purchasing out first house. She worked hard to respond to questions and set up showing as soon as possible. We looked at houses for about 6 months before finding the right one and never felt pressure to hurry up and buy. Ginger was also great about sticking to our budget and did not take us to any places that were outside of our prices range. We talked with other people using different agents who had drastically different experiences and we are very glad we went with…
Brandy & Spencer Logan
Elevate Real Estate is truly a cut above the rest. I have bought and sold 3 houses in the Denver Metro area. This transaction was by far the easiest, quickest, and most successful of them all. When researching Real Estate Brokers I thought Who better to represent me in this transaction than A Broker who is also a law school graduate. The notion of added security, In an area that I know little about, certainly helped me sleep better at night. Upon interviewing Ginger & Pam their Knowledge and Confidence, and commitment in selling my house quickly & for top…
Jeff R.
As first time home buyers, we were lost on where to even start. Luckily, we were recommended to Elevate! The amount of knowledge about the local market they possess is outstanding. Not to mention their ability to be easily reached and their communication is outstanding! I honestly tell everyone I know that if they are selling/buying that they have to use Ginger! They made the process to easy and simple!
Emily Graves and Kevin McFall
Ginger, Melani and everyone they work with are amazing. They’re kind, honest and patient. They were there with us every step of the way and helped us through everything. I highly recommend them to anyone who needs a Realtor.
Debbie Davis
Ginger is a wonderful person to work with. She always puts your thoughts/concerns first. We have used her on both of our house purchases/sales and will continue to use her!
Jesse & Dominic Spencer
As a first time home buyer, I was very nervous and concerned about beginning the home buying process in such a crazy market. Luckily, I was recommended to reach out to Ginger and her team to help me through the process, and that was the best recommendation I’ve ever received. Ginger, Mel, and the rest of the Elevate team were some of the most knowledgeable, experienced, and passionate people I’ve ever had the joy of working with. They never hesitated to answer questions or concerns I had about the process, and their impressive knowledge of the market and the home…
Zack Weadock
We worked with Ginger for several months. She was very patient with us and our need to find just the right house. She asked us good questions and brought up good points to help us with decision making. Ginger is very knowledgeable and enthusiastic about educating her clients. Thanks Ginger!
Matt & Shauna Young
2nd House from Ginger. Both experiences were EASY! Personal attention and care to our needs makes ginger the best! Has the experience to get what we wanted and in many cases what we didn’t want. Will definitely work with Ginger on all of our Real Estate needs in the future!
Conan and Jean Fischer
(Melani Hensley) Thank you so much for everything!! You have been amazing!! All within a year you helped me buy a house and sell a house and I’m so grateful for you! ❤️
Torie Koller
“Melani helped me and my husband find our forever home. She worked so much for us and helped us with everything we needed. With this crazy housing market, where everything is all about appraisal gaps, over listing prices and cash offers, she worked for our benefit to have us close for what the appraisal prices was, without any appraisal gaps! My husband and I have found our forever realtor in Melani, at least for as long as we live in Colorado.”
Blaise and Eric Burley
Melani and Ginger were recommended to us by a friend, and we have not regretted this decision to retain them as our realtors. We placed our home on the market just as interest rates started to go up and the housing market started to cool. Melani and Ginger were tireless in their efforts to keep our house on the front burner, they provided excellent advice and when things did not happen as fast as we would have liked, they were right there with sound encouragement. We would recommend Melani, Ginger, and their team at Elevate Real Estate for anyone’s real…
Scott Boyle
We have known and worked with Ginger and her team for over 10 years. Ginger, Brittany, and Penni are awesome. They’ve helped me buy and sell houses 7 times and always with professionalism and patience and always good advice. My trust factor in them is really high. They’ve also helped me with their property management service- as an absentee landlord, they have really made my life easier. I highly recommend Elevate Real Estate home buyers and investors alike!
Todd Larson
Ginger and Pam are great to work with. They really listen to what you are looking for and go way beyond the call of duty during the process. I have and will continue to recommend Ginger to friends and colleagues.
Mike Pearson
I thoroughly enjoyed working with you as you are very honest and realistic. It was a great relief not having to worry about ANYTHING because you were very organized and kept me informed and updated at all times. Thanks Ginger!
Kelly Bailey
This was our first time buying a house and Ginger was our mentor as well as our REALTOR. She looked out for our best interests while keeping our wants and keeps in mind. For instance, she would say “no” to houses that were appealing, but had some serious flaw that would end up hurting our pockets in the long run.
Kelly Knightingale & Jay Wilms
Very friendly person! I love the house. Thanks for everything.
James Smith
Our family has worked with Ginger to buy personal homes and investment properties for more than a decade. When my husband and I were looking for our perfect home, we wouldn’t have dreamed of calling anyone but Ginger (and we got to know and work with Melani during the process and she’s also awesome). Any realtor can show you a home and walk you through the buying process, but it takes a very special realtor to be well-versed in home construction and have a solid understanding of electrical, HVAC, foundations, etc. to guide you through how to evaluate a home…
Samantha Johnston
We had a great experience with Elevate Real Estate while buying our home. Penni and Ginger were both knowledgeable and attentive. Everything went without a hitch. We would highly recommend them!
Cara and George Bernath
This team is awesome! They have consistently gone above and beyond to not only find our new home but to deal with any issues that arose both before and after our purchase. As first time home buyers, the team throughly and completely answered all of our questions. And there were a lot! Thank you for all your help!
Leo and Meaghan Albanese
I enthusiastically recommend Elevate Real Estate for their exceptional flexibility, unwavering availability, and invaluable assistance throughout the home purchase process. Ginger and Melanie went above and beyond in guiding a first-time home buyer through a highly competitive market, offering extensive knowledge on pricing, available options, closing procedures, and every step in between. Their positivity and friendliness throughout made the entire experience remarkably positive and stress-free.
Janene Ward